Browse regulations

Requires the International Bank for Reconstruction and Development to file quarterly financial statements, annual reports, and extensive disclosure documents with the SEC when issuing securities in the U.S. market, including detailed information about the obligations, distribution, pricing, and use of proceeds.

Hidden tax via compliance costs borne by U.S. taxpayers; expands SEC's overreach into international organizations; unnecessary regulatory burden as World Bank would voluntarily disclose to attract investors.

This 1938-era regulation mandates a uniform seven-business-day physical delivery window for agricultural futures contracts after trading ceases, requiring all contract markets to provide this settlement mechanism.

This obsolete mandate stifles market innovation by imposing a one-size-fits-all delivery period regardless of specific commodity or market needs. Private exchanges and market participants, not regulators, should determine optimal settlement mechanisms. The regulation represents unnecessary government intervention that increases compliance burdens and prevents competition from developing more efficient settlement processes, while offering no offsetting public benefit that cannot be achieved through voluntary contractual arrangements.

Regulation establishes the official seal of the Commodity Futures Trading Commission, describes its design, authorizes specific officials to affix it to documents, sets penalties for fraudulent misuse, and grants an exception allowing the employee recreation association to use the seal on apparel and novelty items for fundraising.

This regulation imposes zero compliance costs on the public, creates no barriers toenterprise, and serves purely internal administrative purposes. The seal's authentication function could be handled through agency internal procedures; fraud prohibitions are already covered by referenced criminal statutes (18 U.S.C. 506, 1017). The employee association exception is a trivial special privilege. Deleting this codification would not impair any legitimate government function or harm Americans, while removing it would reduce the federal code's symbolic weight and bureaucratic self-laudation.

CPSC policy interpreting child-resistant packaging requirements under the Poison Prevention Packaging Act, mandating that prescription drug packages intended for direct consumer dispensing must be child-resistant, with limited exceptions for bulk pharmacist repackaging.

This guidance perpetuates federal overreach into product design, imposing hidden compliance costs that disproportionately burden smaller manufacturers and raise barriers to entry. Child safety is better achieved through state-level regulation or voluntary market standards responsive to consumer choice, not one-size-fits-all federal mandates that distort innovation and increase drug costs.

Prohibits manufacture, sale, importation, or transport of highly flammable wearing apparel/fabrics in interstate commerce, enforced by FTC with criminal penalties and seizure authority. Establishes flammability standards via Commerce Department commercial standards.

Federalizes consumer product safety beyond enumerated powers. Creates regulatory compliance burden disproportionately harming small textile businesses while preempting state-level innovation and private standards. Criminal penalties for technical violations are disproportionate. Erodes federalism; Tenth Amendment reserves this police power to states. Unseen costs: suppresses competition, raises barriers to entry, and concentrates regulatory capture in FTC.

Transfers enforcement of the Flammable Fabrics Act from FTC to CPSC and establishes a policy of vigorous enforcement using the full range of available procedures, terminating prior FTC enforcement policies.

Vigorous federal enforcement imposes disproportionate compliance costs on small businesses, creates regulatory chill that stifles innovation, and represents unconstitutional federal overreach into product safety—an area better handled by states or market forces through insurance and consumer choice.

Mandates that manufacturers of coal and wood burning appliances affix a legible safety label with installation clearances, maintenance instructions, and fuel guidelines, provide detailed written directions, and submit these materials and supporting rationale to the CPSC. Applies to fireplace stoves, room heaters, cookstoves, and similar appliances, excluding central heating units and masonry fireplaces.

The rule imposes unnecessary compliance costs on businesses, especially small manufacturers, and duplicates existing liability and local building code safeguards. It contributes to the massive $2 trillion regulatory burden without demonstrated safety benefits, while enabling bureaucratic overreach through mandatory CPSC submissions and infringing on federalism by federalizing what should be locally determined.

This regulation mandates compliance with ASTM F1235-18 as a federal consumer product safety standard for portable hook-on chairs.

Federal mandate adds hidden compliance costs, raises consumer prices, disadvantages small businesses, and stifles innovation. Safety can be achieved through market liability, consumer demand, and private standards without federal burden.

The regulation assigns jurisdiction to the Consumer Product Safety Act (CPSA) for hazards that could otherwise be regulated under FHSA, PPPA, or FFA—specifically lead paint, extremely flammable adhesives, asbestos-containing products, and child-operable lighters—to expedite rulemaking and enable civil penalties.

It expands agency power by bypassing FHSA's more rigorous rulemaking procedures and imposes civil penalties, increasing regulatory burden and undermining procedural safeguards. Centralization creates inconsistent treatment of similar hazards and reduces accountability.

This part displays OMB control numbers assigned to Consumer Product Safety Commission information collection requirements, as mandated by the Paperwork Reduction Act. It is purely an administrative listing with no substantive obligations on the public.

Zero public benefit, purely bureaucratic duplication. The control numbers are readily accessible through OMB and agency websites; requiring publication in the CFR creates meaningless regulatory clutter. The underlying substantive CPSC rules remain unaffected. Eliminating this reduces administrative costs and regulatory page count without any downside.

CPSC policy extending manufacturer liability to importers, establishing multi-criteria enforcement priorities, and governing emergency exemptions under five consumer safety statutes.

Keeping this policy imposes substantial compliance burdens and bureaucratic discretion on importers, particularly small businesses, while creating uncertainty and barriers to trade. The complex priority frameworks and exemption processes consume agency and private resources with no clear safety advantage over simpler enforcement of clear statutory duties.

This regulation prescribes net quantity labeling requirements for specific products, providing tailored exemption rules for camera film, Christmas ornaments, vacuum cleaner bags, chamois, paper linens, irregular cellulose sponges, tapered candles, and precious metal solders.

The regulation imposes unnecessary government-mandated labeling specifications, increasing compliance costs and regulatory burden on manufacturers. These micro-regulations contribute to the $2 trillion annual hidden tax and stifle product innovation; voluntary market standards can achieve transparency without coercive mandates.

This FTC rule requires consumer credit contracts (for purchase money loans and financed sales with affiliated creditors/sellers) to include a boldface notice preserving the consumer's right to assert claims and defenses against the seller, even if the contract is sold or assigned to a third party. It prevents creditors from becoming 'holders in due course' immune from consumer claims.

Deleting this rule would enable a pernicious form of consumer fraud where sellers and affiliated creditors collude to cut off buyers' legal recourse by selling contracts to 'holders in due course.' The compliance burden is minimal (a single disclosure), while the protection is vital: without it, consumers paying for defective goods or subjected to dealer fraud would have no remedy against the actual wrongdoer, effectively immunizing fraudulent business practices. State law alternatives are inconsistent and inadequate against organized schemes.

The FTC's Cooling-Off Rule mandates a 3-day right of rescission for door-to-door sales over $25 (at residence) or $130 (elsewhere), requiring sellers to provide specific written notices, oral disclosures, and honor cancellations with full refunds within 10 days. It prohibits waiving rights, transferring notes within 5 days, and applies to consumer goods/services with various exemptions.

Imposes significant compliance costs on sellers—particularly small businesses—through mandated forms, oral warnings, and cancellation procedures, creating a hidden tax passed to consumers. Paternalistically assumes consumers cannot protect themselves, distorting voluntary contracts and preempting state laws and private remedies already available for fraud. The 3-day cooling-off period creates moral hazard and market inefficiencies without adequate justification, as existing tort and contract law address actual harms.

Prohibits retail food stores from advertising products not in stock without disclosure, with exceptions for adequate ordering, rainchecks, comparable products, or compensation, to prevent deceptive advertising under FTC Act Section 5.

Deletion would enable widespread bait-and-switch tactics, directly harming consumers through wasted time and resources while distorting market competition. Federal standardization ensures consistent protection across state lines for multi-state commerce, which would be inefficient and incomplete under a patchwork of state laws or reactive private litigation.